Start with your household
Review who needs coverage, available plans, doctor networks and prescription benefits. Being self-employed or receiving a 1099 does not by itself establish eligibility for savings.
SELF-EMPLOYED · FREELANCERS · INDEPENDENT CONTRACTORS
Work for yourself.
Get help with your coverage.
A licensed agent can help you compare individual and family coverage while you focus on your work. Ask about availability in Florida and Texas.
Request an agent comparisonA personal callback, not an instant quote. No obligation to enroll.
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BEFORE YOU CHOOSE
A comparison that starts with the details.
Plan for changing income
Marketplace savings depend on eligibility, household size and estimated annual household income. Self-employment income can vary; review the estimate and update your Marketplace application when circumstances change.
Review enrollment and costs
Check the enrollment window, premium, deductible and out-of-pocket limit before choosing. No fixed price, savings amount, benefit or coverage start date is guaranteed.
KNOW WHAT YOU ARE COMPARING
The type of coverage matters.
ACA major medical
Review Marketplace coverage and ACA-compliant major medical options sold outside the Marketplace. Check the actual plan's Summary of Benefits and Coverage, network and enrollment rules.
Other private products
Short-term, fixed-benefit and limited-medical products can have different protections, exclusions and payment limits. They can leave substantial bills unpaid and should not be treated as equivalent to ACA major medical coverage.
Networks and MEC
First Health and MultiPlan are provider networks, not insurers. Network access does not establish covered benefits or minimum essential coverage (MEC) status. MEC alone does not mean comprehensive major medical benefits.
Ask the agent to confirm the exact insurer, administrator, product type, network and current documents for your location and coverage year. Availability also depends on advisor authorization and your circumstances. A request does not determine eligibility, quote a carrier plan or enroll you.
Talk through your next step.
Request a comparison from Union Health Insurance Agency. Monday–Saturday, 10 a.m.–10 p.m. Eastern.
Request an agent comparison ↗Do not send medical records, Social Security numbers, identity documents or payment information through the request form or ordinary email.