Your care.
Your coverage.
Expert guidance.

Yes. Our agency can help review plan options, covered-drug lists, pharmacy networks, cost sharing and authorization requirements. Coverage can differ by the exact medication, formulation and plan year. We provide insurance guidance; your licensed medical provider determines treatment and prescriptions. A plan review does not guarantee coverage or approval. Please keep medication names and medical details out of the website request form.

Coverage depends on the exact plan and procedure. A carrier’s medical policy alone does not establish a benefit under every plan it sells. We help review the policy, exclusions, network and authorization requirements; the insurer makes coverage and authorization decisions. Do not schedule care based only on an advertisement or a plan category.

Start with your current insurer’s member services and your treating provider’s insurance team. Ask for the applicable benefit terms and network confirmation. If you are considering a new individual plan, our agency can help review available options. Do not cancel existing coverage before checking enrollment eligibility, effective dates and continuity of care.

People and policies may use different terms, including gender-affirming, gender confirmation or gender reassignment surgery. The terms alone do not determine benefits. The specific procedure, policy provisions and insurer’s review are what matter.

No. Start with basic contact and coverage choices. We do not ask for gender identity, diagnoses or procedure details in this form. Choose a phone number or inbox where you are comfortable receiving a response from Union Health Insurance Agency.

Enrollment depends on your circumstances and the coverage you’re seeking. Marketplace enrollment generally requires an open enrollment period or eligibility for a special enrollment period. An agency conversation can help you understand what to check; submitting this form does not determine eligibility.

Financial assistance depends on the applicable Marketplace’s eligibility rules and your application. A lower monthly premium is not guaranteed. Marketplace premium tax credits cannot be used for a plan bought outside the Marketplace.

A premium is what you pay to maintain coverage, usually each month. A deductible is what you pay for certain covered services before the plan starts paying, subject to the plan’s rules. Copays and coinsurance may also apply. Review total costs, not just the monthly premium.

No. This is a request for a conversation. Enrollment requires the appropriate application, eligibility review and any required premium payment. You are under no obligation to enroll, and this form does not start coverage.

Union Health Insurance Agency receives your request through its service providers. We use your information to respond by your chosen method. This form does not sign you up for automated calls, text messages or a marketing list. Read the privacy notice.

We serve Florida, Georgia and Texas, with English-speaking guidance. Contact hours are Monday–Saturday, 10 a.m.–10 p.m. Eastern. Phone options show current line availability; requests can be submitted whenever the form is available. A preferred callback time is a request, not a confirmed appointment.

No. Union Health Insurance Agency LLC is a private insurance agency, not a government agency or insurance carrier. For official Marketplace information, visit HealthCare.gov for Florida and Texas or Georgia Access for Georgia.